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<td WIDTH="615" height="20" class="text">ACCOUNT SUMMARY</td>
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<B>Account:</B>
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<OPTION VALUE='1111111111111'>FREE CKG - 1111111111111</OPTION>
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<OPTION VALUE='1234123412341234' SELECTED>VISA PLATINUM - 1234123412341234</OPTION>
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<TD VALIGN="BOTTOM" ALIGN="LEFT" class="accountTypeText"><font face="arial,helvetica,geneva" size="3"><b><!-- start account name insertion -->VISA PLATINUM<!-- end account name insertion --> - <!-- start account number insertion -->1234123412341234<!-- end account number insertion --></B></FONT></TD>
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<TD VALIGN="BOTTOM" ALIGN="LEFT"><font face="arial,helvetica,geneva" size="2" COLOR="#000000"><B>Current Balance: </B><!-- start balance insertion -->$1,718.70<!-- end balance insertion --></FONT></TD>
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<TD><FONT FACE="arial,helvetica,geneva" size="4" class="subheadText"><IMG SRC="/onlinebanking/c2images/clear.gif" WIDTH="1" HEIGHT="5"><BR><B>Summary</B><BR><IMG SRC="/onlinebanking/c2images/clear.gif" WIDTH="1" HEIGHT="5"></FONT></TD>
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<TD><FONT FACE="arial,helvetica,geneva" SIZE="2"><img src="/onlinebanking/c2images/clear.gif" height=1 width=342 alt="" border=0><BR><B>Description</B></FONT></TD>
<TD><FONT FACE="arial,helvetica,geneva" SIZE="2"><img src="/onlinebanking/c2images/clear.gif" height=1 width=106 alt="" border=0><BR><B>Amount</B></FONT></TD>
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<TD ALIGN="LEFT"><FONT FACE="arial,helvetica,geneva" SIZE="2"><!-- start description insertion -->Credit Limit<!-- end description insertion --></FONT></TD>
<TD><FONT FACE="arial,helvetica,geneva" SIZE="2"><!-- start amount insertion -->$5,500.00<!-- end amount insertion --></FONT></TD>
<TR ALIGN="RIGHT" VALIGN="TOP" BGCOLOR="#E7E7E7">
<TD ALIGN="LEFT"><FONT FACE="arial,helvetica,geneva" SIZE="2"><!-- start description insertion -->Available Credit<!-- end description insertion --></FONT></TD>
<TD><FONT FACE="arial,helvetica,geneva" SIZE="2"><!-- start amount insertion -->$3,781.00<!-- end amount insertion --></FONT></TD>
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<TD><FONT FACE="arial,helvetica,geneva" size="4" class="subheadText"><IMG SRC="/onlinebanking/c2images/clear.gif" WIDTH="1" HEIGHT="5"><BR><B>Payment Activity</B><BR><IMG SRC="/onlinebanking/c2images/clear.gif" WIDTH="1" HEIGHT="5"></FONT></TD>
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<TD><FONT FACE="arial,helvetica,geneva" SIZE="2"><img src="/onlinebanking/c2images/clear.gif" height=1 width=342 alt="" border=0><BR><B>Description</B></FONT></TD>
<TD><FONT FACE="arial,helvetica,geneva" SIZE="2"><img src="/onlinebanking/c2images/clear.gif" height=1 width=106 alt="" border=0><BR><B>Amount</B></FONT></TD>
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<TR ALIGN="RIGHT" VALIGN="TOP" BGCOLOR="#E7E7E7">
<TD ALIGN="LEFT"><FONT FACE="arial,helvetica,geneva" SIZE="2"><!-- start description insertion -->Last Payment (received 10/07/2004)<!-- end description insertion --></FONT></TD>
<TD><FONT FACE="arial,helvetica,geneva" SIZE="2"><!-- start amount insertion -->$161.33<!-- end amount insertion --></FONT></TD>
</TR>
<TR ALIGN="RIGHT" VALIGN="TOP" BGCOLOR="#E7E7E7">
<TD ALIGN="LEFT"><FONT FACE="arial,helvetica,geneva" SIZE="2"><!-- start description insertion -->Current Minimum Payment Due (due 11/17/2004)<!-- end description insertion --></FONT></TD>
<TD><FONT FACE="arial,helvetica,geneva" SIZE="2"><!-- start amount insertion -->$0.00<!-- end amount insertion --></FONT></TD>
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<td WIDTH="630"><FONT FACE="arial,helvetica,geneva" SIZE="2">
</FONT><p><FONT FACE="arial,helvetica,geneva" SIZE="2"><BR>
Wachovia is pleased to bring you additional online transaction detail and self-service functions. To request a credit line increase, additional cards, access checks, or to update your credit card billing address, click <A style="color:blue" HREF="javascript:openWinMBNA();">Account Details & Self-Service</A> in the left navigation toolbar.
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</FONT><p><FONT FACE="arial,helvetica,geneva" SIZE="2"><BR>
Available Credit is updated twice daily. All other information is valid as of <!-- start asOfDt insertion -->12/13/2004<!-- end asOfDt insertion -->.
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<td WIDTH="630"><FONT FACE="arial,helvetica,geneva" SIZE="2">
</FONT><p><FONT FACE="arial,helvetica,geneva" SIZE="2"><BR>
The Account Summary is for informational purposes only. It is not intended to be a substitute for the monthly statement ("Monthly Statement") you currently receive through the U.S. Mail. If there are any discrepancies between the Account Summary and the Monthly Statement, the Monthly Statement is the official bank record of the transactions posted to your Account. In case of errors or questions about your Account Summary, please contact our 24-hour Customer Service Department at (800) 359-3862.
</FONT></td>
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<td WIDTH="630"><FONT FACE="arial,helvetica,geneva" SIZE="2">
</FONT><p><FONT FACE="arial,helvetica,geneva" SIZE="2"><BR>
The Wachovia credit card program is issued and administered by MBNA America Bank, N.A. MBNA and MBNA America are service marks of MBNA America Bank, N.A.
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